Frequently Asked Questions

Who are CHL?

Community Housing Limited (CHL) is the first Australian community housing organisation to operate nationally and internotionally. A not-for-profit organisation, CHL works with local communities to diliver and manage affordable rental housing. It creates stronger communities by enabling low to middle income earners to live in quality homes with secure tenure.

Why invest in CHL?

Not only do you have the benefits of a secure investment, you are also contributing to the community by possibly creating a stepping stone for low to moderate income earners to step into the home owner market.

What types of properties does CHL sell?

CHL's portfolio covers a broad range of housing from multi storey city apartments, townhouses, duplexes, villas and single houses.

Our properties are well lovated, brand new and approximately within a 1km radius of schools, shops, transport and medical centres adding value to your investment. Typical inclusions in a CHL property are:

  • Floor coverings
  • Window coverings
  • Security screens
  • Lock up garages
  • Splashbacks;
  • Light fittings;
  • Heating;
  • Landscaping;
  • Rainwater tanks; and
  • 6 star energy rating.

Where are CHL properties located?

CHL properties are integrated throughout Australia’s city suburbs and rural areas.

How will this investment work?

The portfolio of properties available for sale will include CHL designed and built properties and those acquired by CHL. The sold propertiesy will need to be leased back to CHL for a period of ten years. During that time CHL will provide a market rental yield at no risk of vacancy along with managing all tenancy and property related issues. At the conclusion of the lease period, investors can continue to rent the property privately, or realise the property’s capital growth over the previous decade by selling.

Investment in these CHL properties is ethical in nature and will raise additional funds that will be used to continue to grow the stock of affordable housing across Australia. This initiative is part of a major push to accelerate the growth of affordable housing over the long term, and will ultimately make up a significant proportion of housing in Australia’s communities. Merging two sectors together (affordable/social and commercial/private) within the housing industry is definitely a step forward in fixing the current shortage of affordable housing in Australia.

What is my rental return?

Your return is based on market value at commencement less administration fees, then indexed by CPI and periodically adjusted to market values protecting you against inflation except for the Rental Valuation Review Dates.

When is the rent reviewed?

In years 4 and 7 of the term at CHL’s expense.

What are the benefits of the lease?

  • Guaranteed rental return paid each month in
  • advance to your nominated account.
  • No vacancy risk as CHL bears all exposure.
  • Enjoyment of capital gains at the end of term.
  • Stamp duty savings as properties being purchased off-the-plan

Who does CHL sublet the property to?

CHL sublet the property to tenants who are eligible for affordable housing based on Office of Housing’s eligibility criteria.

Who will be paying the outgoings ?

All outgoings are paid by you with the exception of water consumption, electricity, gas and telephone charges.

What about the maintenance of the properties?

The property is managed by CHL at a nominal fee charged to you. We will carry out periodical property inspections; attend to non-structural repairs and any emergency maintenance on your behalf, in accordance with the lease to add value to your investment.

Any Fees

Please refer to the Lease agreement for fees details

Who do I contact for further information about Investing with CHL?

Please contact our Acquisition Manager, Danny Dracic by calling 03 8405 9770 or emailing at invest@chl.org.au.

back to top